Jerry lay in her lap and with her fingers she combed his hair which twisted with pubic tundra below. She gave him looks of adoration. He looked across the room at his pager, which quivered beneath a crumpled shirt, turned his head to kiss her naval. Then he got up and threaded his legs into his boxers.

“You’re not staying the night?”

“No, I gotta work.” He snapped a match for her cigarette and shook it out.

“At the garage?” She exhaled a double-barreled plume at him.


“It’s two in the morning.”

“You were just gun’ go to sleep anyway.”

The one mechanic in Decatur who worked a graveyard shift, and… who’d ever heard of such a thing? Such a hard worker. Like a got-damned doctor. She remembered a rhyme about him:

There was a man from Decatur

Who still cain’t afford a potater

He slept on a cot

While his wife was got

By her rabbit foot vibrator

Vibrator indeed.

He was with Juanita these days with the intention of marriage. For now, he had to cuddle up with a newly spliced Audi and God knows what else waiting for him at the shop.

He pogosticked into his greasy jeans and grunted. “Don’t worry so much.”

There she lay on her side, knock-kneed above the covers, resting her temple on the heel of her hand behind a thick mop of black hair. He could tell there’d be little shrift for this. She stood and wandered in front of the mirror, one hand hiking and pressing the bed sheet to her collarbone and the other pulling the hair from her face and into a ponytail. Jerry buttoned his shirt hurriedly.

She shuffled over to him and took over. “Here.”

He looked up from his shirt after she realigned his shirt buttons. “Thanks.”

She turned, but he caught her arm.

“I said thanks.”

She let the bed sheet drop and stood akimbo in front of him. “Well go on then…” with a wave of her hand, but then a deliberate “but if you were up for… another…” and he’s harder than folding a fitted sheet on his ass kicking out of his jeans and underwear belt flopping change jingling on the floor with three buttons torn off his shirt and inside her again.

Jerry’s car sputtered at the Sonic drive-in. He had been working for three hours since he left Juanita Ruth’s. He set his coffee between his stiffening legs, tore open a packet of sugar and emptied three creams into his coffee, backed out casually and drove to the garage.

Back at his bay, his partner eyed the Audi. “The rear doors don’t line up like they’re spose to.”

“I know.”

“Should I call Barry, tellim it ain’t worth it?”

Jerry winced. “No. Gimme a few hours–just need to coax it.” The car looked shitty, but he figured a new coat of paint, bump out a few dents and she’s golden.

“How much ‘d this one go for?”

“Mm dunno…five, six hundred tops.”

“pff…How much we makin on this one?”

“I dunno. Maybe a couple grand.”

“You know, that’s gonna go for at least twenty-five.”

“Yeah.” Jerry walked underneath the Audi and drew the crack between the front and back doors into his line of sight. “Well, this one is off by about… mmm… three eighths. I’m tryin to get it down to one. That oughta be good enough. No one’ll see it. Hell, they hardly come off the lot that good anymore.”

“You got a new title?”

“Nah, Claude’s takin care of that.” Jerry could smell the green he was about have. Something to look forward to. Things had been slower of late, but earlier that year he’d been making four thousand a week. Now the process was longer. He had to paint the Audi now, which was a new requirement. “Gotta fade out nice and even,” his boss told him.

Before Judd Collision had hired him, he’d been a regular mechanic—that is, he struggled to get by. He managed it by working nights down at the Walmart stocking milk. Probably why his wife left him.

When he accepted the job at Judd Collision, he knew what he was getting into. Well, some of what he was getting into.

In the nineties, the State of Alabama remained curiously silent on the matter of totaled cars and their titles. There was no law on the books that said you couldn’t get a new title for a totaled car. In other states, you have to get a rebuilt-wreck title for a chopped car and provide the buyer with pictures detailing its damages. And in other states, the going price for a rebuilt-wreck is half price.

Of course, a full-scale “total,” in the traditional sense, implies that a car’s worth has been compromised by its repair needs. As it happens, a wrecked car’s estimate only needs to be two-thirds of its value. Consider: A recently wrecked client will go for the most expensive repair on their insurance—it’s just a fact of human nature that you want things done right, and higher prices are good indicators, right?—and the garages and body shops will insist on getting a new paint job to keep the entire car the same color, as the paint must fade evenly. Moreover, the costs to get the car in shape, structurally or otherwise, aren’t the only expenses. There are expenses of keeping the client in a rental car, which can get pricey considering the age of the client is often under twenty-five.

But in Alabama, there was little accountability. You could get a new title and sell the thing and the customer would be none the wiser. That was the racket and it was one hundred percent legitimate. And tens of thousands of totaled cars from all over the world were brought to one man: Barry Judd. Or to everybody under him, simply, The Boss. More often than not, when his name was invoked by one of his Delta thugs, his name sounded like “Bozz” which was sometimes perverted to “Buzz.”

He had many names.

Jerry worked for the Bozz, though he hadn’t seen him since he was hired on. Bozz lived in Birmingham, where he ran his other businesses; not least among these was a car dealership. Jerry and Steve were just a couple of gravyless body guys when Buzz recruited them. And so they kept their heads down and did what they were told, because to them, not broke was rich.

The Bozz was related to Jerry. Distantly anyway. That’s how he’d landed the job.

As Jerry winched the car down. Alice Cooper snarled on the radio.

We got no class.

We got no principals.

“She looks alright,” Steve decided into his coffee mug. “I’m gonna go get some sleep.”

Jerry nodded. He wiped his hands on a grease rag, his brow on his sleeve and dragged his feet to the bathroom to Lava up.

When he emerged, two suits were outside paying a tow driver. The vehicle in tow looked to be what once was a blue Pontiac GTO. It’s front end was compacted like wadded up tinfoil, and the busted windshield lay in its bent-up hood like scattered pearls.

“She’s a tight little mother,” said one of the men. “But when a driver cain’t handle her, then…” He smiled a little at his partner.

“Mhm…think there’s any engine damage?”

“Hell if I know. We make the wrecks. We don’t appraise ‘n fix em.”

“Do y’all have the claim yet?”

“No. Say, you bin up all night?”


“Take a load off. She ain goin nowhere… you slavin sumbitch.”

“I was about to anyway.”

“Well go’ne then.”

So he did. As he pulled away, he watched the tow truck lower the GTO onto the asphalt. What a waste of a beautiful car. His uncle Buzz had orchestrated this, another profitable racket. The two suits who’d wrecked the car were both ex-NASCAR drivers, who squeezed regular drivers out of their cars and money.

Now, Buzz had two irons in the fire, so to speak, which gave him a nice little empire: Auto sales and insurance fraud. He collected on both, that is. And the wrecked car in question had the marks of a staged collision. It once contained a human being, who was driving in the far right lane behind who he thought was an honest person in a beater car. Next thing he knew, another car pulled even with this human being, and the beater car ahead of him stopped abruptly, causing the human being to rear-end the beater car.

The human being in the GTO happened to die, and evidences of death lurked for Jerry beneath the carpeting. The blood had been wiped but not too well. It was not supposed to happen that way, but this foolish driver had had the gall to keep a rather large metal statue of St. Christopher mounted on his steering wheel. Which, upon impact, punctured the driver’s jugular, killing him in seconds.

Such was the nature of the business from which Jerry pulled a paycheck. “If you don’t like these principals, I’ve got others”—or so the saying goes….

Enough has already been said, perhaps, since the beginning of civilization, but allow me to tell you a few things about


Dante Alighieri placed the fraudulent in the eighth circle of his Inferno. There are only nine circles—ten if you count Limbo, which some people do. In the circle of the fraudulent, there are a series of ten ditches, or pockets, called Malebolge. Dante took thirteen cantos to negotiate the Malebolge, which amounts to roughly 40% of the poem, so there was short shrift for the rest of the damned (no shrift for any of them, actually). Each ditch of the Malebolge contains specific types of fraudulent souls: seducers and panderers, flatterers, simonists, diviners, grafters, hypocrites, thieves, evil counselors, schismatics, and falsifiers. Beyond the Malebolge lies Satan himself, with his triumvirate of traitors beneath him lodged in ice. Dante had much interest in fraud, or in punishing them, or both.

Seven hundred years later, a woman named Jessica Smith walked into a church service and sat down on the back pew. She joined the church. At a women’s prayer breakfast, she stayed late and told her life story to the pastor’s wife. At the age of eighteen, she was engaged to the love of her life. The wedding was planned and paid for, but a week before their wedding, her husband fell off a motorboat and the propeller shredded him to a pulp. Devastated, she fell into a great depression. As if that wasn’t enough, a month later, Jessica had a stroke. As the doctors were about to unplug her, she woke up and had a vision from God, telling her to work overseas. At which time, she went to college and majored in Middle Eastern Studies. Upon graduation, the first Bush administration hired her to rebuild the infrastructure of Kuwait, where Jessica alleged a third of the women were raped by Iraqi soldiers.

After her stint in Iraq, Jessica returned to the U.S. and became passionate about the civil war in Sudan. At this time, she set up a project, called IMPACT Sudan, dedicated to educating women and children in ways that their oppressive, Islamic government would not allow. She drew up plans for schools and hospitals, projected financial needs, and so on. Additionally, she was raising money for the release of human slaves, which could be bought and released for around thirty American dollars. She had liaisons in the White House, including Clinton himself and, on a more personal level, Madeleine Albright, who was secretary of the state at that time. She had met with Albright and Clinton, and was working with the UN and other organizations to help the refugees.

Well the pastors’ wife told her husband, and he arranged for Jessica to speak in front of his rather large and opulent congregation. Jessica spoke with passion for and dedication to Christ, moving the hearts of the people to give. As IMPACT Sudan grew, she spoke at more churches in the area. She even developed a board of church members who would administrate the fundraising for IMPACT Sudan whenever she made trips to Sudan to help. It went on like this for about three years.

On one of these trips, she was flying in a Blackhawk chopper, when the chopper was suddenly clipped by a mortar and sent careening to the ground. Thankfully, by God’s grace, the pilots were able to land the chopper, and all thirty passengers were safe. God’s work was being done, His will and purpose for Sudan unshakable.

Wait. Did you get that? All thirty passengers. Blackhawk choppers only hold fifteen soldiers, tops. Most who knew better let this inaccuracy slide off their shoulders with a healthy shrug—prolly wasn’t a Blackhawk, but one of them big passenger choppers…she’s just a woman, anyway. However, one woman got suspicious, and this woman had liaisons at the White House too, so she called. Nobody by the name Jessica Smith had ever visited the White House, or had any contact with the president or the secretary of state.

When the board confronted Jessica on these matters, they gave her the option of resigning. She then sent out a letter to all who were on the mailing list, apologizing for “giving misleading information” about her relationships with President Clinton and Secretary of State Albright, and tendering her resignation.

The board investigated further and found that none of the four hundred thousand dollars had ever made it to Sudan. In fact, no one in Sudan had ever heard of IMPACT Sudan. In the meantime, Jessica split. No one knows where she is, but we can bet she’s in a safer and nicer place than Sudan. So much for slaves and refugees….

Then there is the story of Eric Chevalier.

This man had a fierce and insatiable fetish for thick, muscular legs—especially the legs of female soccer players. Perhaps the fetish was rooted in an evolutionary link in his brain, which linked the leg’s thickness and curvature to the strongest, the healthiest, and the best suited for childbirth. Or there was the Freudian approach: as an infant, little Eric took four whole years to learn how to walk, thus prolonging his exposure to his mother’s legs—which were thunderous in their own right—and being the physical quality par excellence that raised a tent in his trousers. Or there was the explanation that, as a child, nobody ever held him. Moreover, in the absence of such security, he only always longed for a strong pair of stems to clamp down on him like a vise during lovemaking. Or whatever.

He would attend high school soccer games across central Texas, garbed in a nylon training suit and holding a clipboard with notes on certain girls. He’d find the best one—that is, the one with the most shapely and thick legs—and tell her he was a scout for the new women’s professional soccer league. He would then contact the parents, who were usually vain enough to believe their daughter worthy of such accolade, and fed them reels of bullshit about a new women’s pro league, which was holding tryouts and training camps, and they need only sign on for a bus ride and send her to the camp….

At which point, if they took the bait, Eric would collect the girls at the destination.

Now, when the FBI found Eric Chevalier, he had collected eleven of these girls (yes, a full squad). They weren’t slashed to ribbons. There were no evidences of abuse, sexual or otherwise. In fact, they were all a happy harem, residing in his palatial home in Mexico just outside of Monterrey.

Of course, Eric was met with a rather bad end, gazing down at beefy legs, but not a woman’s and neither in Mexico nor his childhood playpen.

Insurance fraud can be quite complex. Staged accidents, as already mentioned, were Bozz’s bread and butter. Of course, Bozz also made a legitimate living, so to speak, in car sales. He was known throughout central Alabama as the easiest dealer to talk down. Of course, he dealt mainly American cars, some of which would seize up within a few months after being driven off the lot. He’d shave a few thousand dollars off the sales price of any given car, knowing full well that if he made it appear that he was an honest, square dealing sort of person, the customer would surely bring his car into Bozz’s several repair shops. Which would inevitably happen, and when it did, Bozz’s mechanics were told—and this is the natural tendency of mechanics anyway—to insist on superfluous repairs, gouging and schiesting the customer whenever it seemed they’d be able to.

Buzz’s net-worth, according to what he reported to the IRS, was on average 2.8 million per year. His captains at the various garages earned about that much in reality. One could say that Buzz was well off. He had no children, however. Not that he knew of, anyway. He had a horrible way with most women, and he rarely had his way with one whom he hadn’t paid in advance. Not necessarily hookers, but you know, secretaries.

He attended church at least twice a month at Bella Union Baptist, and was a member on the budgetary committee with a flawless attendance to every business meeting since 1981. Most in the church knew very little of him. He would sit stoically at the meetings, raise important questions from time to time, use phrases such as “well if the Lord is leading him to…” and “I occasionally miss the mark sometimes…”—and this satisfied most who had any interest.

Simonists are those who turn church offices for profit—more on this later. My dictionary does not contain the word “simonist,” but it does contain “simonize,” which stems etymologically from the wax brand, Simoniz, and means, “to polish.”